Simplifying Home Construction Mortgages

Looking to build your dream home or vacation getaway? A construction mortgage might be just what you need—and we’re here to make the process easy.

Construction mortgages cover everything from land acquisition to building costs and final mortgage financing (also called exit financing). Qualified borrowers may access up to 95% of the property’s final value through conventional or CMHC/Genworth-insured loans. These loans typically offer interest-only payments during construction and competitive rates throughout the term.

Who Can Benefit from a Construction Mortgage?

-Builders with land looking to build on spec
-Landowners wanting to build for sale or personal use
-Builders constructing for end users who need financing
-Investors hiring builders to develop owned or newly purchased land
-Property owners using existing equity to fund new builds
-Builders, end users, or investors needing bridge loans to move forward or complete a project
-Anyone purchasing land and needing funds to build

If your current bank isn't meeting your construction financing needs, let us help. We’ll match you with a mortgage tailored to your specific goals and timeline.